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Paypal friends and family VS Paypal Goods and services

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Paypal Friends and family Vs Paypal Goods and Services is what we shall be discussing today in this post.

Has it once occurred to you in a situation where you wanted to sell your Paypal funds and the buyers is asking you if your Paypal funds is Friends and Family (Fnf) or Goods and services (GnS).?





There’s is not doubt there’s a big difference between Paypal Fnf and GnS.

In this article about Paypal Friends and family Vs Paypal Goods and Services, we shall be discussing the difference Between both Paypal accounts and which one you should use and how you can use it.

Paypal Friends and family

This is a Paypal account you can use to send funds as FNF. Did you recall when you were creating your Paypal account newly? You were asked to select two options which are Business and personal.

If you have selected personal account, you will have combination the FNF and GnS features in your account. You can send funds as goods and services or friends and family.,

Paypal Goods and services

This Paypal account allows to make purchases online as it’s not meant to gift or sending funds as FNF.

Did you recall when you were creating your Paypal account newly? You were asked to select between two options which are business and personal , if you’ve selected business then your account cannot sent funds as FNF since this feature is only available for personal Paypal accounts.

Paypal Friends and family Vs Paypal Goods and Services

To those who wanna receive funds, money sent from Paypal FNF seem more preferable since it can’t be reverted.

To the senders who wanna buy goods and services online, Paypal GnS remains the best since you can request for refund if you aren’t satisfy with goods or if the goods weren’t delivered to you after payment.

So whenever you wanna Buy Paypal funds from untrusted sellers, it will be better you tell them to send funds as FNF to avoid been scammed. They can send the money and request refund even after paying them in local currencies equivalent to the Paypal funds you ordered.

You will avoid this scam if your bank Account is been linked to your Paypal account and you’re directly funding your Paypal wallet from your bank account.

Having gotten some tips above, am sure you should be wandering how to identify if Paypal funds are sent as FNF or GnS. Possibly there’s a way you can tell.

How to know if funds are sent as Goods and services or friends and family

There three different ways you can tell if your Paypal funds are sent as FNF or GnS.

  • Once you have received payment, click on details. If the fee was $0.00, that is your first indication it was a gift.







    However there are other methods to
    send with no fees, for instance mass payment so this one indicator doesn’t prove it was a gift.

    To make sure it was a gift, click the “issue a refund” link. If it was indeed a Gift, under “Refund Amount” it will say:

    (Partial refunds are not available for personal payments or for transactions marked as pending)

    As long as it’s not a pending payment, it was a Gift. If you’re able to make a Partial Refund it was NOT a gift payment.

  • Another way you can tell if your Paypal funds are sent as FNF or GnS is through billing address.

    A payment sent through FNF don’t include Billing address. However if you received funds sent with billing address, it may please you to know it’s payment sent via the Goods and services option.

  • Lastly, You can tell if payment are sent through FNF or GnS with the usual PayPal charges.

    if you received payment and you got charged, it means the payment is received via the Goods and services option. In order words, if your transactions aren’t charged by Paypal then we say it’s FNF

    This is another reason why Paypal friends and family is the best option to receive Paypal funds.

    It’s only a South Africa Paypal account that charge for Friends and family transactions. Still on Paypal Friends and family Vs Paypal Goods and Services

NOTE: In fnf the sender get charged as usual but the receivers don’t get charged

can paypal friends and family be reversed?

Paypal friends and family funds can be reversed as i have heard of various testimonies from users who reversed their Paypal FNF funds but this is very rare.

You will have to contact PayPal support service and they can help you do it in rarely instances only, as we can’t be sure it goes well for you or not depending on the staff who received your message.

If your message hit the inbox of the aggressive staff then I can only say is Sorry Lol.

Wrapping Up:Paypal Friends and family Vs Paypal Goods and Services

So far we’ve discussed about Paypal Friends and family Vs Paypal Goods and Services and am sure you can now tell the differences between them.

In summary we say:





  • Only Personal Paypal accounts have the options to send funds as FNF and GnS while the business account got just one option to send funds which is Goods and services.
  • We also said Paypal funds sent via GnS can be reverted while the ones sent via FNF can’t be reverted
  • we further more inscribed that FNF transactions don’t attract charges unless for South Africa Paypal accounts while GnS transactions attract some Paypal transfer charges.

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